Our Mission
At ScratchpayVetsBill, we believe that no pet should go without care because of financial barriers. We understand that unexpected vet bills can be stressful, which is why we've dedicated ourselves to providing clear, honest, and comprehensive information about pet financing options.
Our goal is simple: help you make informed decisions so your furry family members get the care they deserve, without putting your finances at risk.
Our Core Values
Accuracy
We verify all information and update our reviews regularly to ensure you have the most accurate data.
Transparency
We clearly disclose our affiliate relationships and never let compensation influence our reviews.
Pet-First
Every decision we make is guided by what's best for pets and their owners, not our bottom line.
Meet Our Team
The experts behind our reviews and guides
Sarah Mitchell
Lead Editor & Pet Finance Expert
10+ years experience in consumer finance. Dog mom to two golden retrievers. Passionate about making pet care accessible to all.
James Rodriguez
Financial Analyst
Former banking professional specializing in consumer lending. Cat owner and advocate for financial literacy in pet care.
Emily Watson
Content Researcher
Veterinary technician background with 5 years experience. Reviews customer feedback and analyzes financing trends.
How We Make Money
We believe in complete transparency about our business model. ScratchpayVetsBill earns revenue through affiliate partnerships with financing companies. When you click our links and apply for financing, we may receive compensation.
However, this never influences our reviews or recommendations. Our editorial team operates independently, and our ratings are based solely on extensive research, feature analysis, and real customer experiences.
We review products whether or not we have an affiliate relationship, and we'll always tell you if a product isn't right for your situation - even if we could earn money by recommending it.